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CHECK OUT ARE LOW RATES

First Home Buyers

From 2.19% Conditions apply
  • $600 Establishment Fee
  • No Ongoing Fees
  • Up to 95% LVR
  • P&I Repayments
  • Min Loan $25,000
  • 1,2,3 yr fixed term
Popular

Investors

From 2.49% Conditions apply
  • $600 Establishment Fee
  • No Ongoing Fees
  • Up to 90% LVR
  • P&I Repayments
  • Min Loan $25,000
  • 1, 2 or 3 yr fixed term
New

Home Owners

From 2.19% Conditions apply
  • $600 Establishment Fee
  • No Ongoing Fees
  • Up to 95% LVR
  • P&I Repayments
  • Min Loan $25,000
  • 1,2,3 fixed term
New

We actively search our panel of lenders for a great low – rate home loan that meets your needs  

GET IN TOUCH WITH US

Our Loan Officers are waiting to answer all your questions and walk you through your mortgage options

HOW TO GET APPROVED

Wondering how the process works?

Here are a few of the standard criteria we take into account

WHY CHOOSE PID FINANCIAL

We manage your home mortgage from settlement and ongoing for as long as you require us to do so.

OUR PROPOSITION COMPARED TO BANKS, LENDERS & BROKERS   

Extensive choice of Lenders servicing all customer types

Complimentry Loan Concierge service

Loan review & Monitoring ensuring your loan continues to be compariable with your needs

Introduction to Property Investment

Informatitive alerts when you could save money

Ongoing Education & Tips

OUR PERFORMANCE

Approved Loans
95%
Customer Service
90%
Access to Loans
80%
Ongoing Service
90%

BORROW TYPES

Regardless of what your Borrowing requirements are we can help, so if you are purchasing your first home, upgrading or renovating your current home, a first time or experienced property investor, self employed or an expat living overseas, Property In Demand Financials qualified and experienced team have the knowledge to help you achieve your financial goals. We can also help with wealth creation strategies specific to your set of circumstances. Take advantage of our wealth of knowledge and experience and our professional team of affiliates to commence your wealth creation strategy today.

First Home Buyer Loans

First time home buyers looking to get into the property market can be faced with some lender policy challenges, including the commitment of saving for their deposit. We can offer strategies to assist first home buyers break into the market including first home buyer loans up to 95% plus lending mortgage insurance.

Investment Loans

First time home buyers looking to get into the property market can be faced with some lender policy challenges, including the commitment of saving for their deposit. We can offer strategies to assist first home buyers break into the market including first home buyer loans up to 95% plus lending mortgage insurance.

SMSF Loans

There are significant advantages to having a property in a (SMSF) Self-Managed Super Fund with the most obvious being the tax rate for income derived in your super fund being taxed at a considerably lower rate than income tax (namely 15%) as well as the choice to control your investments and your future investment strategy.

Business Loans

We’ll help you find the right business loan to help you grow, market & stock your business.

Self Employed Loans

At Property In Demand Financial, we believe that self-employed customers who can demonstrate a proven and profitable trading history and have significant equity in their home or other real estate assets really shouldn’t be penalised. Many self-employed people believe that they have been severely limited in their ability to access finance for property investment however Property In Demand Financial specialise in helping self-employed people and can offer strategies to assist self-employed people break into Investment Property market or simply access additional finance to continue building their existing property portfolio.

Expatriate Loans

We specialise in assisting clients who are working and living overseas to purchase property back home here in Australia. Many of our clients come to us looking to create a property portfolio whilst others are looking to buy a home in preparation for their move back to Australia.

Renovations, Home Improvement’s or Upgrader Loans

You may require more space as your family grows or your home is in need of some TLC or an urgent upgrade. If you’ve reached the point where your home no longer meets your needs, then we can help make this decision allot simpler and easier as there are some important considerations to consider.

Bad Credit Home Loans

Bad credit home loans are mortgages for borrowers that have what is considered an ‘impaired’, or bad credit history. These home loans are specifically tailored to accommodate the lending requirements of borrowers who have a credit history that is not ‘clear’. There are several credit impairments that will constitute a bad credit history, and these include, defaults, judgements, part IX or bankruptcy, or company administration. People with bad credit are not necessarily ineligible for a home loan or investment mortgage. Generally, borrowers seeking a bad credit home loan will require a larger deposit than those required for borrowers with a clean credit history. This is because people with bad credit are not easily insured, so lenders require more guarantees and evidence.

OUR SERVICES

First Home Buyers

Ready to buy your first home? Owning your first home doesn’t have to be intimidating. Let Property In Demand Financial provide you with access to an extensive range of home loan products and simplify the process of choosing the right home loan. Our advisors are experts in helping first home buyers, Home Loan health checks, renovation loans and investment funding.

Refinance and Debt

Consolidation If you are looking for a new loan with a better rate and more features or would like to consolidate your debts into one easy to manage repayment and save interest, Property In Demand Financial has several options for you.

Commercial Loans

We’ll help you find the right Commercial loan for your Purchase, development and construction projects.

Mortgage Minimisation

Strategies With busy lifestyles consuming all our free time, it leaves little or no time to review your finances and as a consequence you end up bearing the expense of your home loan and other high interest debts for longer.When partnering with Property In Demand Financial, you will be shown a variety of strategies which can accelerate the reduction of any home loan or high interest debts providing you with potential savings and benefits such as: *Paying off your home loan quicker *Improve your cashflow *Improve your financial future *Start a Property Portfolio *Reduce your tax liability *Reduce financial stress & worries

Business Loans

We’ll help you find the right business loan to help you grow, market & stock your business.

Personal Loans

Fast no expense Personal Loans Debt Consolidation Car Loans Weddings Self Employed

Asset Finance

If you require finance to assist in the purchase of equipment or vehicles for your business, Property In Demand Financial have a variety of options available.

Wealth Creation Strategies

Increasing your net worth begins with putting the right wealth creation strategies to work. Property In Demand Financial is fortunate to have exclusive access to a panel of professionals which is essential when embarking on your wealth creation journey.

OUR AFFILIATE SERVICES

Real Estate Property Services

Real Estate property sales Property sourcing and acquisition First Home Buyer and Investor facilitation Investment property analysis and comparison Investment property depreciation reporting Property management Property maintenance Property conveyancing

Legal And Conveyancing

Family Law Legal Advice Business Advice Property Conveyancing Litigation Wills & Probate Commercial Law

Accounting

Self Managed Supa Funds Tax Planning & Advice Business Book Keeping Small Business Tax Advice Tax Minimisation Consulting Budgeting Financial Reporting

Financial Planning

Statements of Advice (SOA) Managed funds & shares Margin lending Superannuation products SMSF (Self Managed Superannuation Funds) set up and management services Life,Trauma,TPD & Income protection insurance Retirement planning Wealth Creation

Our News

Why 2020 could be your year to buy property

If you’ve been thinking about purchasing your first property, 2020 might be the time to pounce. Following a long-awaited correction, many property markets across Australia appear to have plateaued and are now once again increasing in value. According to Corelogic, in January house price values in Sydney alone rose by 1.5 per cent, 6.7 per

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IS THE LOAN MARKET ON THE MEND ?

THE first quarter of 2012 has seen a welcome improvement in the number of home loan approvals nationwide with the recent reduction in interest rates set to further boost the sector, says mortgage broker Loan Market. Loan Market corporate spokesperson Paul Smith said the latest Australian Bureau of Statistics (ABS) figures for March, 2012, show

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SMALL BUSINESS SET TO BE CAPTURED IN PROPOSED TAX PLANS

The Federal Opposition is going to disallow cash franking credit refunds for certain retirees will also impact the retirement plans of many small business owners, according to one lobby group. The Alliance for a Fairer Retirement System, which was formed to oppose Labor’s franking credit proposal, has highlighted that the policy could impact many small business owners.

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