We actively search our panel of lenders for a great low – rate home loan that meets your needs
- Adelaide Bank
- Bank Of Melbourne
- Emoney
- ING
- ME Bank
- Paramount
- Suncorp Bank
- Auswide
- BMM
- CUA
- IMB Bank
- Macquarie
- P&N bank
- St George Bank
- Homsec Business
- AFM
- BankSA
- Bluestone
- Firstmac
- Keystart
- MEZY
- Pepper Money
- Teachers Mutal Bank
- AMP
- Bankwest
- Citibank
- Global Capital
- La Trobe
- My State
- Qudos Bank
- Westpac
- ANZ
- Better Choice
- CBA
- Heritage Bank
- Liberty
- NAB
- Resimac
- 86400
Our Loan Officers are waiting to answer all your questions and walk you through your mortgage options
Wondering how the process works?
Here are a few of the standard criteria we take into account
- Credit Score: The better your score, the more likely you get a great interest rate
- Employment History: A steady work history tells us how well you will be able to meet your mortgage.
- Debt to income Ratio: Ratio helps us determine how much mortgare you can afford
- Deposit - If purchasing: Your deposit is your equity in your home.
- Savings History: The banks want to see that you have planned and saved a deposit yourself because it shows to them that you are likely to be a good borrower
We manage your home mortgage from settlement and ongoing for as long as you require us to do so.
OUR PROPOSITION COMPARED TO BANKS, LENDERS & BROKERS
Extensive choice of Lenders servicing all customer types
- Bank Lenders
- Brokers
- PID Financial
Complimentry Loan Concierge service
- Bank Lenders
- Brokers
- PID Financial
Loan review & Monitoring ensuring your loan continues to be compariable with your needs
- Bank Lenders
- Brokers
- PID Financial
Introduction to Property Investment
- Bank Lenders
- Brokers
- PID Financial
Informatitive alerts when you could save money
- Bank Lenders
- Brokers
- PID Financial
Ongoing Education & Tips
- Bank Lenders
- Brokers
- PID Financial
Regardless of what your Borrowing requirements are we can help, so if you are purchasing your first home, upgrading or renovating your current home, a first time or experienced property investor, self employed or an expat living overseas, Property In Demand Financials qualified and experienced team have the knowledge to help you achieve your financial goals. We can also help with wealth creation strategies specific to your set of circumstances. Take advantage of our wealth of knowledge and experience and our professional team of affiliates to commence your wealth creation strategy today.
First Home Buyer Loans
First time home buyers looking to get into the property market can be faced with some lender policy challenges, including the commitment of saving for their deposit. We can offer strategies to assist first home buyers break into the market including first home buyer loans up to 95% plus lending mortgage insurance.
Investment Loans
First time home buyers looking to get into the property market can be faced with some lender policy challenges, including the commitment of saving for their deposit. We can offer strategies to assist first home buyers break into the market including first home buyer loans up to 95% plus lending mortgage insurance.
SMSF Loans
There are significant advantages to having a property in a (SMSF) Self-Managed Super Fund with the most obvious being the tax rate for income derived in your super fund being taxed at a considerably lower rate than income tax (namely 15%) as well as the choice to control your investments and your future investment strategy.
Business Loans
We’ll help you find the right business loan to help you grow, market & stock your business.
Self Employed Loans
At Property In Demand Financial, we believe that self-employed customers who can demonstrate a proven and profitable trading history and have significant equity in their home or other real estate assets really shouldn’t be penalised. Many self-employed people believe that they have been severely limited in their ability to access finance for property investment however Property In Demand Financial specialise in helping self-employed people and can offer strategies to assist self-employed people break into Investment Property market or simply access additional finance to continue building their existing property portfolio.
Expatriate Loans
We specialise in assisting clients who are working and living overseas to purchase property back home here in Australia. Many of our clients come to us looking to create a property portfolio whilst others are looking to buy a home in preparation for their move back to Australia.
Renovations, Home Improvement’s or Upgrader Loans
You may require more space as your family grows or your home is in need of some TLC or an urgent upgrade. If you’ve reached the point where your home no longer meets your needs, then we can help make this decision allot simpler and easier as there are some important considerations to consider.
Bad Credit Home Loans
Bad credit home loans are mortgages for borrowers that have what is considered an ‘impaired’, or bad credit history. These home loans are specifically tailored to accommodate the lending requirements of borrowers who have a credit history that is not ‘clear’. There are several credit impairments that will constitute a bad credit history, and these include, defaults, judgements, part IX or bankruptcy, or company administration. People with bad credit are not necessarily ineligible for a home loan or investment mortgage. Generally, borrowers seeking a bad credit home loan will require a larger deposit than those required for borrowers with a clean credit history. This is because people with bad credit are not easily insured, so lenders require more guarantees and evidence.
First Home Buyers
Ready to buy your first home? Owning your first home doesn’t have to be intimidating. Let Property In Demand Financial provide you with access to an extensive range of home loan products and simplify the process of choosing the right home loan. Our advisors are experts in helping first home buyers, Home Loan health checks, renovation loans and investment funding.
Refinance and Debt
Consolidation If you are looking for a new loan with a better rate and more features or would like to consolidate your debts into one easy to manage repayment and save interest, Property In Demand Financial has several options for you.
Commercial Loans
We’ll help you find the right Commercial loan for your Purchase, development and construction projects.
Mortgage Minimisation
Strategies With busy lifestyles consuming all our free time, it leaves little or no time to review your finances and as a consequence you end up bearing the expense of your home loan and other high interest debts for longer.When partnering with Property In Demand Financial, you will be shown a variety of strategies which can accelerate the reduction of any home loan or high interest debts providing you with potential savings and benefits such as: *Paying off your home loan quicker *Improve your cashflow *Improve your financial future *Start a Property Portfolio *Reduce your tax liability *Reduce financial stress & worries
Business Loans
We’ll help you find the right business loan to help you grow, market & stock your business.
Personal Loans
Fast no expense Personal Loans Debt Consolidation Car Loans Weddings Self Employed
Asset Finance
If you require finance to assist in the purchase of equipment or vehicles for your business, Property In Demand Financial have a variety of options available.
Wealth Creation Strategies
Increasing your net worth begins with putting the right wealth creation strategies to work. Property In Demand Financial is fortunate to have exclusive access to a panel of professionals which is essential when embarking on your wealth creation journey.
Real Estate Property Services
Real Estate property sales Property sourcing and acquisition First Home Buyer and Investor facilitation Investment property analysis and comparison Investment property depreciation reporting Property management Property maintenance Property conveyancing
Legal And Conveyancing
Family Law Legal Advice Business Advice Property Conveyancing Litigation Wills & Probate Commercial Law
Accounting
Self Managed Supa Funds Tax Planning & Advice Business Book Keeping Small Business Tax Advice Tax Minimisation Consulting Budgeting Financial Reporting
Financial Planning
Statements of Advice (SOA) Managed funds & shares Margin lending Superannuation products SMSF (Self Managed Superannuation Funds) set up and management services Life,Trauma,TPD & Income protection insurance Retirement planning Wealth Creation